:root{--ink:#172734;--paper:#f5f1e8;--white:#fffdf8;--blue:#1e5f88;--green:#42765d;--amber:#d89839;--red:#a94c49;--line:#c9c1b2;--muted:#5f6b70;--max:1200px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.62;overflow-x:hidden}img{display:block;width:100%;object-fit:cover}a{color:inherit}.skip{position:fixed;left:12px;top:-80px;background:#fff;padding:12px;z-index:99}.skip:focus{top:12px}.site-head{height:78px;padding:0 max(24px,calc((100vw - var(--max))/2));display:grid;grid-template-columns:auto 1fr;align-items:center;gap:48px;background:var(--white);border-bottom:1px solid var(--ink);position:sticky;top:0;z-index:30}.brand{display:grid;grid-template-columns:44px auto;grid-template-rows:auto auto;text-decoration:none;column-gap:12px;align-items:center}.brand span{grid-row:1/3;width:44px;height:44px;display:grid;place-items:center;background:var(--blue);color:#fff;font:700 22px Georgia,serif}.brand b{font:700 18px Georgia,serif}.brand small{font-size:10px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.site-head nav{display:flex;justify-content:flex-end;gap:28px}.site-head nav a{text-decoration:none;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.04em}.site-head nav a:hover{color:var(--blue)}.menu{display:none;border:1px solid var(--ink);background:transparent;padding:9px 12px;font-weight:800}.hero{min-height:720px;display:grid;grid-template-columns:minmax(0,.92fr) minmax(520px,1.08fr);background:var(--white)}.hero-copy{padding:90px clamp(32px,6vw,110px);align-self:center}.eyebrow{margin:0 0 14px;color:var(--red);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.16em}h1,h2,h3{font-family:Georgia,"Times New Roman",serif}h1{font-size:clamp(54px,6.4vw,94px);line-height:.92;letter-spacing:-.025em;margin:0 0 28px;max-width:780px}h2{font-size:clamp(38px,4.6vw,66px);line-height:.98;letter-spacing:-.02em;margin:0 0 22px}h3{font-size:24px;line-height:1.12;margin:0 0 10px}.lead{font-size:19px;max-width:720px;color:var(--muted)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.button{min-height:48px;padding:12px 20px;display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border:1px solid var(--blue);font-weight:800;cursor:pointer}.button.primary{background:var(--blue);color:#fff}.button.primary:hover{background:var(--green);border-color:var(--green)}.button.secondary{background:transparent;color:var(--blue)}.hero-visual{position:relative;min-height:720px}.hero-visual>img{height:100%;filter:saturate(.65)}.hero-note{position:absolute;left:0;bottom:44px;width:min(410px,85%);padding:22px 26px;background:var(--amber);color:var(--ink);border-left:10px solid var(--red)}.hero-note b{display:block;font:700 27px Georgia,serif}.hero-note span{font-size:13px}.pulse{display:grid;grid-template-columns:repeat(4,1fr);background:var(--ink);color:#fff}.pulse div{padding:25px 28px;border-right:1px solid #50606c;display:flex;align-items:center;gap:14px}.pulse strong{font:700 34px Georgia,serif;color:var(--amber)}.pulse span{font-size:12px;text-transform:uppercase;font-weight:800}.section-intro{max-width:900px;margin-bottom:46px}.section-intro>p:not(.eyebrow){max-width:760px;color:var(--muted);font-size:18px}.section-intro.compact{margin-bottom:34px}.budget-lab,.recurring,.decision,.home-costs,.calendar,.photo-notes,.questions{padding:100px max(24px,calc((100vw - var(--max))/2))}.budget-lab{background:#e7edf0}.lab-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,.85fr);gap:50px}.budget-form{display:grid;gap:0;border-top:1px solid var(--ink)}.budget-form label{display:flex;justify-content:space-between;align-items:center;gap:24px;padding:18px 0;border-bottom:1px solid var(--line);font-weight:700}.budget-form label span{display:flex;align-items:center;gap:7px}.budget-form input{width:120px;border:1px solid var(--ink);background:#fff;padding:11px;font:inherit;text-align:right}.budget-form button{justify-self:start;margin-top:22px}.budget-result{background:var(--ink);color:#fff;padding:38px;align-self:start}.result-label{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.1em}.budget-result>strong{display:block;font:700 72px Georgia,serif;color:var(--amber);margin:16px 0 26px}.bar{height:14px;background:#fff;display:flex}.bar i{display:block;height:100%}.bar i:nth-child(1){background:var(--red)}.bar i:nth-child(2){background:var(--blue)}.bar i:nth-child(3){background:var(--green)}.budget-result ul{list-style:none;padding:0;margin:24px 0}.budget-result li{display:grid;grid-template-columns:auto 1fr auto;gap:9px;padding:8px 0;border-bottom:1px solid #455661}.dot{width:10px;height:10px;margin-top:7px}.dot.fixed{background:var(--red)}.dot.flex{background:var(--blue)}.dot.saved{background:var(--green)}.budget-result p{color:#d1dde3}.statement{display:grid;grid-template-columns:minmax(380px,.85fr) minmax(0,1.15fr);min-height:760px;background:var(--white)}.statement-image{position:relative}.statement-image img{height:100%;min-height:760px}.statement-image span{position:absolute;left:20px;top:20px;background:var(--amber);padding:10px 13px;font-size:11px;font-weight:900}.statement-copy{padding:90px clamp(36px,7vw,120px)}.statement-copy>p{font-size:18px;color:var(--muted)}.statement-copy ol{list-style:none;padding:0;margin:34px 0}.statement-copy li{display:grid;grid-template-columns:210px 1fr;gap:24px;padding:18px 0;border-top:1px solid var(--line)}.statement-copy li b{font-family:Georgia,serif;font-size:20px}.receipt-list{border-top:1px solid var(--ink)}.receipt-list article{display:grid;grid-template-columns:190px 1fr;gap:28px;padding:20px 0;border-bottom:1px solid var(--line)}.receipt-list img{height:145px;filter:saturate(.55)}.receipt-list span{font-size:10px;text-transform:uppercase;font-weight:900;color:var(--red)}.receipt-list p{max-width:760px;color:var(--muted)}.shopping{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(420px,.9fr);gap:70px;padding:100px max(24px,calc((100vw - var(--max))/2));background:var(--green);color:#fff}.shopping .eyebrow{color:#ffe0a3}.shopping-copy>p:not(.eyebrow){font-size:18px;color:#dce9e1}.check-columns{display:grid;grid-template-columns:1fr 1fr;gap:24px}.check-columns ul{list-style:none;padding:0}.check-columns li{padding:11px 0 11px 26px;border-top:1px solid rgba(255,255,255,.35);position:relative}.check-columns li:before{content:"✓";position:absolute;left:1px;color:var(--amber)}.shopping-stack{display:grid;grid-template-columns:1fr 1fr;gap:10px}.shopping-stack figure{margin:0;position:relative}.shopping-stack figure:first-child{grid-column:1/-1}.shopping-stack img{height:240px}.shopping-stack figure:first-child img{height:330px}.shopping-stack figcaption{position:absolute;left:0;right:0;bottom:0;padding:10px;background:rgba(23,39,52,.9);font-size:11px}.decision{background:var(--paper)}.matrix{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--ink)}.matrix article{padding:28px 22px;border-right:1px solid var(--ink);min-width:0;background:var(--white)}.matrix article:last-child{border:0}.matrix article:nth-child(even){background:#e7edf0}.matrix span{display:block;font:700 56px Georgia,serif;color:var(--amber);margin-bottom:38px}.matrix b{display:block;margin-top:22px;font-size:12px;color:var(--blue)}.decision-photos{display:grid;grid-template-columns:1.2fr .8fr 1fr;gap:8px;margin-top:20px}.decision-photos img{height:260px}.home-costs{background:var(--white)}.home-title{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;margin-bottom:44px}.home-title>p:last-child{font-size:18px;color:var(--muted)}.home-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.home-grid article{border-top:7px solid var(--blue);background:var(--paper);padding-bottom:24px}.home-grid article:nth-child(2){border-color:var(--amber)}.home-grid article:nth-child(3){border-color:var(--green)}.home-grid img{height:250px}.home-grid h3,.home-grid p{margin-left:22px;margin-right:22px}.home-grid h3{margin-top:22px}.home-grid p{color:var(--muted)}.family{display:grid;grid-template-columns:1fr 1fr;background:#e8ded1}.family-photo{display:grid;grid-template-columns:1fr 1fr;gap:6px;padding:6px}.family-photo img{height:100%;min-height:660px}.family-copy{padding:90px clamp(36px,7vw,110px)}.family-copy>p:not(.eyebrow){font-size:18px;color:var(--muted)}.family-copy dl{margin-top:32px}.family-copy dt{font-weight:900;border-top:1px solid var(--ink);padding-top:14px}.family-copy dd{margin:5px 0 15px;color:var(--muted)}.calendar{background:var(--paper)}.calendar-row{display:grid;grid-template-columns:repeat(4,1fr)}.calendar-row article{padding:25px;border-top:4px solid var(--blue);border-right:1px solid var(--line)}.calendar-row article:nth-child(2){border-color:var(--green)}.calendar-row article:nth-child(3){border-color:var(--amber)}.calendar-row article:nth-child(4){border-color:var(--red);border-right:0}.calendar-row b{font-family:Georgia,serif;font-size:19px}.calendar-images{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:26px}.calendar-images img{height:250px}.photo-notes{background:var(--ink);color:#fff}.photo-notes .eyebrow{color:var(--amber)}.photo-wall{display:grid;grid-template-columns:repeat(5,1fr);grid-auto-rows:180px;gap:8px}.photo-wall figure{margin:0;position:relative;overflow:hidden}.photo-wall figure:nth-child(6n+1){grid-column:span 2;grid-row:span 2}.photo-wall img{height:100%;filter:saturate(.6)}.photo-wall figcaption{position:absolute;left:0;bottom:0;background:rgba(23,39,52,.88);padding:7px 9px;font-size:10px;text-transform:uppercase}.source-note{font-size:12px;color:#bac7cf}.week{padding:100px max(24px,calc((100vw - var(--max))/2));background:var(--amber)}.week-title{display:grid;grid-template-columns:180px 1fr;gap:30px;align-items:start}.week-title>span{font:700 180px/.75 Georgia,serif;color:var(--red)}.week ol{list-style:none;padding:0;margin:50px 0 0;display:grid;grid-template-columns:repeat(7,1fr);border-top:1px solid var(--ink)}.week li{padding:18px 14px;border-right:1px solid rgba(23,39,52,.45);font-size:13px}.week li:last-child{border:0}.week li b{display:block;margin-bottom:12px;font-family:Georgia,serif;font-size:17px}.questions{background:var(--white)}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 30px}.faq-grid details{padding:20px 0;border-top:1px solid var(--ink)}.faq-grid summary{font:700 21px Georgia,serif;cursor:pointer}.faq-grid p{color:var(--muted)}.newsletter{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;padding:75px max(24px,calc((100vw - var(--max))/2));background:var(--blue);color:#fff}.newsletter .eyebrow{color:#ffd58a}.newsletter h2{font-size:46px}.newsletter>div>p:last-child{color:#d8e7f0}.newsletter form{align-self:center}.newsletter label{display:block;font-size:11px;text-transform:uppercase;font-weight:900;margin-bottom:8px}.newsletter form>div{display:flex}.newsletter input{flex:1;min-width:0;padding:14px;border:0;font:inherit}.newsletter button{background:var(--amber);border-color:var(--amber);color:var(--ink)}.newsletter small{display:block;margin-top:10px;min-height:1.4em}.contact{display:grid;grid-template-columns:1fr 1fr;gap:70px;padding:100px max(24px,calc((100vw - var(--max))/2));background:var(--white)}.contact-copy>p:not(.eyebrow){font-size:18px;color:var(--muted)}address{font-style:normal;border-left:4px solid var(--amber);padding-left:18px;margin-top:32px}.contact form{display:grid;gap:8px}.contact label{font-size:11px;text-transform:uppercase;font-weight:900}.contact input,.contact select,.contact textarea{width:100%;min-width:0;padding:13px;border:1px solid var(--ink);background:var(--paper);font:inherit}.contact button{justify-self:start;margin-top:8px}.contact small{min-height:1.4em}.site-foot{display:grid;grid-template-columns:1.3fr 1fr;gap:60px;padding:55px max(24px,calc((100vw - var(--max))/2));background:var(--ink);color:#fff}.foot-brand{font:700 27px Georgia,serif;text-decoration:none}.site-foot p{max-width:650px;color:#c4d0d7}.site-foot nav{display:flex;justify-content:flex-end;align-content:flex-start;gap:15px;flex-wrap:wrap}.site-foot nav a{font-size:12px}.site-foot small{grid-column:1/-1;color:#93a5af}.cookie{position:fixed;right:18px;bottom:18px;width:min(480px,calc(100vw - 36px));padding:16px;background:var(--white);border:1px solid var(--ink);box-shadow:8px 8px 0 var(--amber);z-index:40}.cookie p{margin:0 0 10px;font-size:12px}.cookie div{display:flex;gap:14px;align-items:center}.cookie button{border:0;background:var(--ink);color:#fff;padding:10px 14px;font-weight:800}.cookie a{font-size:12px}.cookie.is-hidden{display:none}.legal-page{max-width:860px;margin:50px auto;padding:42px;background:var(--white);border-top:8px solid var(--blue)}.legal-page h1{font:700 52px/1 Georgia,serif}.legal-page h2{margin-top:34px}.legal-page .back{font-weight:800;color:var(--blue)}
@media(max-width:980px){.site-head{padding:0 22px}.hero{grid-template-columns:1fr 1fr}.hero-copy{padding:70px 30px}.statement{grid-template-columns:.8fr 1.2fr}.statement-copy{padding:70px 40px}.shopping{grid-template-columns:1fr 1fr;gap:35px}.matrix{grid-template-columns:1fr 1fr}.matrix article:nth-child(2){border-right:0}.matrix article{border-bottom:1px solid}.photo-wall{grid-template-columns:repeat(4,1fr)}.week ol{grid-template-columns:repeat(4,1fr)}}
@media(max-width:760px){.site-head{height:68px;grid-template-columns:auto auto;justify-content:space-between}.brand small{display:none}.menu{display:block}.site-head nav{display:none;position:absolute;top:67px;left:0;right:0;background:var(--white);padding:18px 22px;border-bottom:1px solid;flex-direction:column;gap:0}.site-head nav.is-open{display:flex}.site-head nav a{padding:11px 0}.hero,.statement,.shopping,.family,.newsletter,.contact{grid-template-columns:1fr}.hero-copy{padding:60px 20px}.hero-visual,.hero{min-height:auto}.hero-visual{height:460px}.pulse{grid-template-columns:1fr 1fr}.pulse div{padding:18px}.budget-lab,.recurring,.decision,.home-costs,.calendar,.photo-notes,.questions{padding:70px 18px}.lab-grid,.home-title{grid-template-columns:1fr}.statement-image img,.statement-image{min-height:420px}.statement-copy{padding:65px 20px}.statement-copy li{grid-template-columns:1fr;gap:5px}.receipt-list article{grid-template-columns:120px 1fr;gap:18px}.receipt-list img{height:130px}.shopping{padding:70px 18px}.matrix,.home-grid,.calendar-row{grid-template-columns:1fr 1fr}.decision-photos,.calendar-images{grid-template-columns:1fr}.family-photo img{min-height:360px}.family-copy{padding:70px 20px}.photo-wall{grid-template-columns:repeat(3,1fr);grid-auto-rows:150px}.week{padding:70px 18px}.week-title{grid-template-columns:110px 1fr}.week-title>span{font-size:120px}.week ol{grid-template-columns:1fr 1fr}.faq-grid,.site-foot{grid-template-columns:1fr}.newsletter,.contact{padding:70px 18px}.site-foot{padding:50px 18px}.site-foot nav{justify-content:flex-start}}
@media(max-width:480px){h1{font-size:45px}h2{font-size:39px}.hero-actions{flex-direction:column}.pulse,.check-columns,.matrix,.home-grid,.calendar-row,.faq-grid{grid-template-columns:1fr}.budget-form label{align-items:flex-start;flex-direction:column;gap:8px}.budget-form label span,.budget-form input{width:100%}.budget-result{padding:26px}.budget-result>strong{font-size:58px}.receipt-list article{grid-template-columns:1fr}.receipt-list img{height:220px}.shopping-stack{grid-template-columns:1fr}.shopping-stack figure:first-child{grid-column:auto}.shopping-stack img,.shopping-stack figure:first-child img{height:230px}.matrix article{border-right:0}.home-title{gap:20px}.family-photo{grid-template-columns:1fr}.family-photo img{min-height:260px}.photo-wall{grid-template-columns:1fr 1fr}.photo-wall figure:nth-child(n){grid-column:span 1;grid-row:span 1}.photo-wall figure:nth-child(5n+1){grid-column:span 2}.week-title{grid-template-columns:1fr}.week-title>span{font-size:90px}.week ol{grid-template-columns:1fr}.newsletter form>div{flex-direction:column}.contact button{width:100%}.cookie{box-shadow:4px 4px 0 var(--amber)}}
.decision-photos{grid-template-columns:1.2fr .8fr 1fr .9fr}
@media(max-width:760px){.decision-photos{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.decision-photos{grid-template-columns:1fr}}